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Savings Accounts
The minimum to open a FNB Savings Account is $5.00. No
service charge unless ledger balance drops BELOW $5.00 AND there have been no transactions
for the entire quarter, then a charge of $2.00 per quarter is assessed.
Interest is paid quarterly, current rates are posted in lobby
and on statements.
Money Market Account
Minimum balance to open is $2,500.00
No monthly service charge if account balance does not fall below $2,500.00 (a $10.00 fee will be assessed if ledger balance falls below $2,500.00)
Interest paid monthly, rates posted in lobby and on
statements, subject to change daily
Limited transactions
Certificates of Deposit (CDs)
$100 minimum CDs
1 year
18 months
30 months
42 months
$2,500 minimum CDs
91 days
182 days
$100,000 and more CDs
Rates and term are negotiable
Standard and Roth
IRAs (Individual Retirement Accounts)
Minimum opening deposit is $25
Minimum additional deposit is $25
18 - month variable rate
18 - month fixed rate
30 - month fixed rate
PLEASE NOTE:
All interest rates are based on the decision of the Funds
Management Committee of First National Bank of Buffalo, and are subject to change
daily.
All current rates are posted in FNB's main bank lobby.
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